What you need to know about Florida auto insurance

For many people in the Fort Myers, FL area, driving a car on a daily basis is a necessity and also an enjoyable experience. When you have your own car in Fort Myers, you will be able to get to work, school, and to all of the local dining options and beach. While having a car is a good idea in Fort Myers, there are some responsibilities that you need to keep in mind. One thing that you must do is get your car insured. There are several things that you need to know about insurance for your Florida car. 

State Minimum Requirements

Like any other state, Florida does require that you carry minimum levels of liability insurance on your car at all times. This will ensure that you are protected if you are at fault in an accident. However, this coverage will only provide protection for damage or injuries that you cause to the other party and will not provide coverage for your vehicle. 

Collision and Comprehensive

For most drivers in Florida, having a full auto insurance policy with collision and comprehensive coverage would be beneficial. When you have this level of coverage in place you can be assured that you will be covered for an issue that could cause a loss. Further, any auto lender will require that you have this.

Florida auto insurance laws can be complicated. Because of this, those that are in the Fort Myers, FL area and need to find an auto insurance policy need to reach out to the team at SWFL Insurance Agency Inc. When you come to meet with the professionals at SWFL Insurance Agency Inc. you can learn more about your auto insurance needs and what type of policy will protect you the right way.