What Kind of Motorcycle Insurance Should I Get

For those that in the Fort Myers, FL area, nothing is better than spending a day out in the sun on your very own motorcycle. If you own a motorcycle, the first thing that you need to do is make sure that it is properly covered by insurance. There are several tips that should be followed that will help you to pick the right insurance policy for your situation.

Consider Liability Laws

When you are looking for a new policy for your motorcycle coverage, the first thing you need to think about is what your liability requirements are. In Florida, all motorcycle drivers need to have minimum liability coverage of at least $10,000 for personal property and bodily injury coverage of at least $10,000 per person with a $20,000 per incident cap.

Lender Requirements

When you are going to get motorcycle insurance, you should also make sure that you are in compliance with your lender. If you took out a lease or loan to get your motorcycle, you will need to make sure you comply with all insurance requirements in the loan or lease agreement. The majority of the time, your lender will require that you have collision and comprehensive coverage in place.

Personal Needs

While certain types of coverage may not be required for you, it is still important to consider your personal needs. You should consider not only the type of coverage you need but the level of coverage as well. This will ensure you have the right type and amount of coverage. 

If you are in the Fort Myers, FL area and own a motorcycle, you should contact the SWFL Insurance Agency Inc. When you meet with the team at SWFL Insurance Agency Inc. you will learn far more about your motorcycle insurance needs and options. The team will also help to make sure that you get into a good policy that provides you with the necessary protection.