Is Boat Insurance Mandatory in Fort Myers, Florida?

Being a resident in Fort Myers, FL has many perks, one of which is the luxurious privilege of boating in the spectacular coastal waters. Such an experience can get to your head and lead you to throw caution in the wind. After all, Florida does not require boats to have insurance, neither are boat owners needed to have licenses to run their boats. However, you cannot be too careful and insuring your boat can save you lots of headache in the future. So before you dismiss boat insurance, you might want to reconsider.

Instances where you need Boat insurance in Fort Myers Fl

  • If you are struggling financially, need to take a loan and offer your boat as collateral, the lending institution will need you to have boat insurance cover.
  • You may be aware that most home insurance policies cover boats and watercraft. However, such insurance policies have an upper limit for covering the boats. You should, therefore, check the value of your boat, and if it beats the limit, a boat insurance cover will come in handy.

Choose a reliable Boat insurance provider

With the many agencies offering boat insurance, you might be caught up in deciding which one is suitable for you. SWFL Insurance Agency Inc. offers you a comprehensive variety of boat insurance policies. While you may not know which one suits your circumstances, we have highly-trained personnel who will advise on the best route to follow.

SWFL Insurance Agency Inc. upholds integrity and transparency; therefore we lay out our terms and conditions. Whatever the policy states and you do not understand, we never hesitate to break it down for you. So, don’t wait until an accident happens to start rushing for a policy. Visit us today for more details and let us help you secure your boat, for your peace of mind.