Distracted Driving Could Increase Insurance Rates

No matter how good of a driver you may be, distracted driving can be one of the most dangerous acts you can ever commit. Moreover, despite the lack of laws on this issue, there are various consequences to this violation. For instance, did you know distracted driving could raise your insurance rates by as much as 41%? The following is an overview of how that could happen. 

Consequences of Distracted Driving

In addition to being charged a serious fine, distracted driving has been known to injure and or kill a variety of people from all walks of life. In fact, the National Highway Traffic Safety Administration has stated that 3,477 people were killed and 391,000 were injured as the result of distracted drivers in 2015 alone. These numbers should be sobering, to say the least, and lets us all know why distracted driving is such a major issue. 

How Distracted Driving Could affect Insurance Rates

Once you have received a ticket, the distracted driving infraction will stay on your driving record. Therefore, when you have to renew your insurance or wish to switch to another company, the company will be alerted of your history of distracted driving and will charge you, on average, an extra 16%. Moreover, depending on the company and the nature of your driving record, you could be on the hook for up to 41% more per policy. 

Keeping in mind, distracted driving is not recommended no matter who you insure with, for those looking to purchase high-quality insurance in Fort Myers, FL, SWFL Insurance Agency Inc is a fantastic option. Therefore, if you are seeking quality coverage to protect yourself from the various distracted drivers on the road, call, email or stop into our Fort Myers, FL office to find out how you can protect your vehicle and hopefully save! No need to wait, contact SWFL Insurance Agency Inc. today!