Commercial insurance comes with a wide range of policy options that are put in place to protect a business from financial loss. Every commercial operation experiences its own set of risks; therefore, every commercial insurance policy must be tailored to fit a particular business’s needs. We live in a litigious society where a simple lawsuit against your Fort Myers, FL business could render it bankrupt.
Every commercial entity in Fort Myers, FL isn’t required to have commercial insurance except when it has employees or own vehicles that are used for commercial purposes. From the inception stage, a business faces risks from every angle, which makes commercial insurance coverage with SWFL Insurance Agency Inc. the perfect way to protect your investment.
Our commercial insurance coverage will help you cover the following:
If your business is held responsible for personal injuries and property damage towards a third party, then commercial insurance will cater for the cost of defending you and resolving the lawsuit.
In case your commercial business property is lost or damaged, commercial insurance will cover the cost of repairs or replacement.
If employees suffer work-related injuries and illnesses, commercial insurance covers medical treatment, disability, and even death benefits.
This part of your coverage functions just like the standard auto insurance. It covers company vehicles and drivers for personal injury, property damage, collision, comprehensive, liability, third party bodily injuries, and much more.
Loss of income
In the event of a disaster or a catastrophic event, your business operations are likely to be interrupted, which could lead to loss of income. Commercial insurance covers business expenses such as employee wages and rent.
By helping you get the right coverage, SWFL Insurance Agency Inc. is able to help your business avoid major financial losses. Contact us today for any commercial insurance needs.