When it comes to the largest investment most people ever make, it just makes sense to have the right protection in place.
Did you know......
- Approximately 66% of the homes in America are under insured?
- A home is the largest investment most people make.
- The average homeowner is under insured by at least 22%.
We understand the unique risks associated with owning a Florida home. Companies offer different homeowner coverage alternatives so choosing the right policy means finding the right mix of options to meet your needs – that’s where we come in.
Basic homeowner insurance policies include coverage for:
- The structure of your home
- Personal property
- Living expenses in case of a covered loss
- Liability and more
Additional policies and coverage available:
- FEMA Flood, Excess Flood, Private Flood
- Valuable personal property endorsement (e.g. jewelry, fine art, guns)
- Umbrella Liability
- Animal Liability
- High Value Beachfront and Island Properties with Windstorm Coverage
Most Homeowners policies either exclude or offer reduced coverage limits for Animal Liability.
Do not let that one dog bite case threaten the loss of your home and assets. Talk to one of our agents today about this coverage. Animal Liability Coverage is either not provided under a Homeowners Policy or is provided at a reduced limit such as $ 50,000. That may not be enough to cover a serious injury claim. Umbrella Liability policies typically require underlying Bodily Injury Coverage of $ 300,000. Stand alone Animal Liability Coverage is available at reasonable rates.
Need more detailed information about your Homeowners policy, take a look at these articles:
Condominium Owners Policies........Call us to discuss the Special Limits and Coverage that can be designed especially for you. We have policies that provide Wind and Flood coverage on the Islands of SWFL. Learn more about your condo owners policy at Condominium Owners 101.
Home and Condo Insurance Carriers that we represent
EPIC Heritage Insurance Bankers United P&C Universal P&C Universal North America
Security First Geovera American Traditions St.James Citizens Chubb Federated National
Call us today at 239-265-9577 or request the Free Homeowners Quote using the link at top left.