SWFL Insurance Agency. Newsletter November 25, 2015

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INSURANCE NEWSLETTER                                           November 25, 2015

Timely and Important Topics that can Save Money and Protect Your Wealth    

Happy Holidays from all us at SWFL Insurance Agency and

          SWFL  Insurance Associates,  Your  Insurance Answer People.

  • Open Enrollment for Medicare ends Dec. 7, 2015 Make sure to call your agent for an appointment to review the new plans for 2016. SWFL Insurance Associates, your Florida Blue Agent can be reached at 239-489-1212.
  • Open Enrollment for Under 65 Health Insurance has begun. You can call for appointments now. 239-489-1212.

 

ENTER OUR GIVEAWAY – Win $ 150 Gift Certificate to use as you please.  You can receive One Entry for each Insurance Policy that you allow us to review and provide a competitive quote for.  It only takes a few minutes, can be completed over the phone and more than likely will save you Money. Call Linda at 239-265-9577.

 

  • If you are age 40 or over, you should really take a look at our Personal Auto Insurance premiums with Travelers and Hartford. These carriers are really competitive with Geico, State Farm, Allstate and others. Call us at 239-265-9577 or request a quote at www.SWFLAgency.com.

 

  • We Love Boats…We have markets for any size or value of Boat or Yacht. Getting a premium proposal is really easy. Give us a call at 239-265-9577.

 

  • So….your kid runs over your neighbor’s kid while riding his motorized scooter…Will your Homeowners policy pay medical bills and defend you in a law suit?   You may be surprised. Check out this article Kids Motorized Vehicles at the SWFL Agency Blog 

 

  • You Suck……Your kid’s most recent Tweet could get you sued.   Make sure your Homeowners Policy provides Personal Injury Protection. It is not automatically included. Check out this recent blog article. Internet posts can get you sued!

 

Call 239-265-9577 for a complete review of your liability exposures and your policies.

 

  • Does your Homeowners Policy provide Animal Liability protection? Many do not……Let us review your policy if you are not sure.    Check out the following link…. Dog Breeds Most Often Blacklisted

 

 

  • Keep yourself up to date on Important Insurance subjects. Watch for future Newsletters with new topics of interest. Don’t miss our timely articles on our Blog at www.SWFLAgency.com

 

Call  239-265-9577 for Quick Quotes or visit  www.SWFLAgency.com

 

Providing Auto, Motorcycle, Golf Cart, Home, Condo, Flood, Business Insurance

                                  Health, Medicare and Life Insurance

 

              SWFL Insurance Agency, Inc.               SWFL Insurance Associates, Inc.

     Lee County                         8595  College Pkwy, Suite 160, Fort Myers        239-265-9577

     Charlotte County            3718   Tamiami Trail, Unit C, Port Charlotte      941-624-3444

     Collier County                 2500  Tamiami Trail N. Unit 113, Naples              239-649-4442

SWFL Insurance Agency. Newsletter October 22, 2015

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INSURANCE NEWSLETTER                                                   October 22, 2015

Timely and Important Topics that can Save Money and Protect Your Wealth     

  • Open Enrollment for Medicare began October 15. Make sure to call your agent for an appointment to review the new plans for 2016. SWFL Insurance Associates, your Florida Blue Agent can be reached at 239-489-1212.
  • Open Enrollment for Under 65 Health Insurance will begin November 1. You can call for appointments now. 

 

ENTER OUR GIVEAWAY – Win $ 150 Gift Certificate to use as you please.  You can receive One Entry for each Insurance Policy that you allow us to review and provide a competitive quote for.  It only takes a few minutes, can be completed over the phone and more than likely will save you Money. Call Linda at 239-265-9577.

 

  •  Travelers has really good Auto Insurance Rates. We recently wrote a family with 5 cars and 5 drivers, two were teenage drivers. We saved $ 1,000.+ with Travelers. Prior coverage was with GEICO. We have had similar experiences when pricing Travelers against Allstate and State Farm. Call us at 239-265-9577 or request a quote at www.SWFLAgency.com.

 

  • If you have USAA Homeowners and Flood coverage, you should let us provide a review and premium proposal. We recently saved a new customer $ 3,000.+ on her Homeowners Policy and $2,000.on her flood Insurance. This is what can happen when you do business with an “800” number, like USAA. The complexities of insuring a Home in Florida require a Well Informed Local Independent Agent. We are just that. Take a few minutes and let us save you money. 

 

Give Dairyland Motorcycle Insurance a try !!!!! By Combining Multiple Discounts, Dairyland may be the Best Deal in Florida. Save up to 7% with Dairyland, when your

  • Homeowners policy is provided by SWFL Insurance Agency
  • Rider Group Discounts for Members of HOG, and some 30 additional groups
  • Special Discounts for Military Rider Groups, both active and retired.

 

Do you own a Boat??? Could this be you?? Our insured was operating his ski-boat with 2 friends along as passengers on a lake in Texas. An inner tube attached to a rope was being held down by a cooler at the rear of the boat. The cooler became dislodged and flew out of the boat. When the insured attempted to turn the boat around to retrieve the cooler, the wind blew the inner tube out of the boat and the rope began to uncoil, catching one of the passengers around the leg, launching him into the air and landing him on the boat deck. The Passenger’s injuries included complete tears of his right knee ligaments and tendons requiring surgery. In addition, he sustained a substantial injury to his right hip. He was totally disabled for approximately 6 weeks, unable to drive and has additional lost business income. The primary insurance company tendered its full policy limit which was $500,000 short of the total claim amount. However, the insured was also covered by a Personal Umbrella and payment was made for the remaining amount of $500,000.

 

  • We sell Umbrella Liability Coverrage… Premiums start at $ 250. For $ 1 Million Coverage
  • Do You own a dog? Does your Homeowners Policy provide Animal Liability protection? Many do not……Let us review your policy if you are not sure.  Check out the following link…. Dog Breeds Most Often Blacklisted
  • Not sure what your Condominium Owners Policy covers? Check out this link… What does my Condo Owners Policy Cover?

Watch for future Newsletters with new topics of interest. Don’t miss our timely articles on our Blog at www.SWFLAgency.com

Call  239-265-9577 for Quick Quotes or visit  www.SWFLAgency.com

Providing Auto, Motorcycle, Golf Cart, Home, Condo, Flood, Business Insurance

                                Health, Medicare and Life Insurance

 

    SWFL Insurance Agency, Inc.                           SWFL Insurance Associates, Inc.

     Lee County                         8595  College Pkwy, Suite 160, Fort Myers          239-265-9577

     Charlotte County             3718   Tamiami Trail, Unit C, Port Charlotte       941-624-3444

     Collier County                    2500  Tamiami Trail N. Unit 113, Naples             239-649-4442

 

SWFL Insurance Agency. Newsletter September 21, 2015

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INSURANCE NEWSLETTER                                September 21, 2015

Timely and Important Topics that can Save Money and Protect Your Wealth       

 

  • Attention Condo Owners on Fort Myers Beach and Sanibel….We now offer Condo Owners Insurance Policies that include Wind and Flood coverage. These policies provide coverage for “weekly rentals”. Call 239-265-9577 for a comparison premium quote. 

 

  • We offer very competitive Auto Insurance Premium rates for “Seniors” through the Travelers Insurance Company. Call us at 239-265-9577 or request a quote at www.SWFLAgency.com.

 

  • It is Hurricane season again….Make sure your Homeowners, Condo Owners and Flood Policies are up date and that the insured values are accurate. Do not assume that everything is fine, have your policies reviewed today. Make sure your “Replacement Cost” has been evaluated. We offer free reviews and premium quotations with no obligation.

 

  • Dairyland Motorcycle Insurance can Save you Money   !!!!! By Combining Multiple Discounts, Dairyland may be the Best Deal in Florida. Save up to 7% with Dairyland, when your Homeowners policy is provided by SWFL Insurance Agency
  • Rider Group Discounts for Members of HOG, and some 30 additional groups
  • Special Discounts for Military Rider Groups, both active and retired.

 

  • Flood Facts…To be considered a flood, the water that causes damage must have covered at least two acres or have affected at least one other property. Also, if your home sustains any mold or mildew damage that you could have prevented from occurring, your policy won’t cover such damage. Additional living expenses and business interruption is not covered.

Call if you have questions.   239-265-9577

  • If you have had a Wind Mitigation Inspection of your home, you may be able to create serious premium savings for years to come by having your roof truss to wall metal connection updated by adding nails. Give us a call to discuss. Every home is different. We will need to review your wind mitigation report, so have it handy when you call. Some of our clients have saved as much as $ 1,000. per year on Homeowners premiums.
  •          Watch for future Newsletters with new topics of interest.
  •          Don’t miss our timely articles on our Blog at    www.SWFLAgency.com

Call  239-265-9577 for Quick Quotes or visit  www.SWFLAgency.com

 

Providing Auto, Motorcycle, Golf Cart, Home, Condo, Flood, Business Insurance

              Health, Medicare and Life Insurance

 

    SWFL Insurance Agency, Inc.               SWFL Insurance Associates, Inc.

     Lee County                         8595  College Pkwy, Suite 160, Fort Myers       239-265-9577

     Charlotte County             3718   Tamiami Trail, Unit C, Port Charlotte    941-624-3444

     Collier County                  2500  Tamiami Trail N. Unit 113, Naples           239-649-4442

SWFL Insurance Agency. August Newsletter

         INSURANCE NEWSLETTER                                                                            August 18, 2015

Timely and Important Topics that can Save Money and Protect Your Wealth

  • Attention Condo Owners on Fort Myers Beach and Sanibel….We now offer Condo Owners Insurance Policies that include Wind and Flood coverage. These policies provide coverage for “weekly rentals”. Call 239-265-9577 for a comparison premium quote.
  • We offer very competitive Auto Insurance Premium rates for “Seniors” through the Travelers Insurance Company. Call us at 239-265-9577 or request a quote at  www.SWFLAgency.com.
  • It is Hurricane season again….Make sure your Homeowners, Condo Owners and Flood Policies are up date and that the insured values are accurate. Do not assume that everything is fine, have your policies reviewed today. Make sure your “Replacement Cost” has been evaluated. We offer free reviews and premium quotations with no obligation.
  • Dairyland Motorcycle Insurance can Save you Money   !!!!! By Combining Multiple Discounts, Dairyland may be the Best Deal in Florida. Save up to 7% with Dairyland, when your Homeowners policy is provided by SWFL Insurance Agency.   Rider Group Discounts for Members of HOG, and some 30 additional groups.  Special Discounts for Military Rider Groups, both active and retired.
  • Flood Facts…To be considered a flood, the water that causes damage must have covered at least two acres or have affected at least one other property. Also, if your home sustains any mold or mildew damage that you could have prevented from occurring, your policy won’t cover such damage. Additional living expenses and business interruption is not covered.  Call if you have questions.
  • If you have had a Wind Mitigation Inspection of your home, you may be able to create serious premium savings for years to come by having your roof truss to wall metal connection updated by adding nails. Give us a call to discuss. Every home is different. We will need to review your wind mitigation report, so have it handy when you call. Some of our clients have saved as much as $900.+ per year.
  • Watch for future Newsletters with new topics of interest. Don’t miss our timely articles on our Blog at www.SWFLAgency.com

Call 239-265-9577 for Quick Quotes or visit www.SWFLAgency.com 

Providing Auto, Motorcycle, Golf Cart, Home, Condo, Flood, Business Insurance

                                      Health, Medicare and Life Insurance  

                 SWFL Insurance Agency, Inc.               SWFL Insurance Associates, Inc.

     Lee County                        8595 College Pkwy, Suite 160, Fort Myers         239-265-9577

     Charlotte County            3718 Tamiami Trail, Unit C, Port Charlotte     941-624-3444

     Collier County                  2500 Tamiami Trail N. Unit 113, Naples            239-649-4442

SWFL Insurance Agency. July Newsletter

     INSURANCE NEWSLETTER

Timely and Important Topics that can Save Money and Protect Your Wealth

Most Homeowners policies today have very limited or no “Animal Liability” coverage. Most policies have a “Bad Dog” List. Do not go without the proper coverage. We have stand alone Animal Liability coverage available.

Remember Insurance is all about protecting your Wealth. If you own a Home, you should have an Umbrella Liability Policy with limits that protect your Wealth. Should a court find you “Liable” in a Bodily Injury case involving your property, automobiles or actions. Will your present coverage limits be enough to avoid having to cash in your property, stocks, retirement funds and possibly your home? Umbrella Liability Policies start as low as $ 250. Annually. Call us for a “Risk” review today.

It is Hurricane season again….Make sure your Homeowners, Condo Owners and Flood Policies are up to date and that the insured values are accurate. Do not assume that everything is fine, have your policies reviewed today. Make sure the “Replacement Cost” of your Home has been evaluated. We offer free reviews and premium quotations with no obligation.  Condo Owners should review your “Additions and Alterations” limits.  Typically, you should consider everything inside the unpainted “perimeter” walls of your unit as yours.  The “Basic Limit” of $1,000. will never be enough.  Do not be caught underinsured.

If your home’s elevation is at or below the required Flood Elevation, your Flood Insurance premiums are probably way out of hand. If so, you should talk with us about Private Flood Insurance. We can probably save you money.

A Wind Mitigation Inspection of your home can provide you with exceptional premium credit savings. Give us a few minutes to discuss your home and we can evaluate where you can increase you premium savings.

Watch for future Newsletters with new topics of interest. Don’t miss our timely articles on our Blog at www.SWFLAgency.com

Call 239-265-9577 for Quick Quotes or visit www.SWFLAgency.com

Providing Auto, Motorcycle, Golf Cart, Home, Condo, Flood, Business Insurance

as well as Health, Medicare and Life Insurance

 

SWFL Insurance Agency, Inc.         SWFL Insurance Associates, Inc.

Lee County                     8595 College Pkwy, Suite 160, Fort Myers     239-265-9577

Charlotte County        3718 Tamiami Trail, Unit C, Port Charlotte   941-624-3444

Collier County              2500 Tamiami Trail N. Unit 113, Naples         239-649-4442